We never expect to need long term care services. However, according to the U.S. Department of Health and Human Services, “someone turning 65 has almost a 70% chance of needing some type of long term care services”. In addition, the cost of long term care is extremely expensive. According to the NYS Department of Finance, “nursing home costs are approximately $142,350 per year in the Long Island area”. So who will pay for this service?

Homecare Huntington NY – WHO PAYS FOR LONG TERM CARE SERVICES?

Most people assume Medicare will cover the cost. Unfortunately, Medicare will only pay for skilled services up to 100 days in a nursing home and the average nursing home stay is 2 ½ years. In addition, most private insurance plans do not provide a long term care rider and most people over age 65 are currently not holding Long Term Care Insurance plans. For those assuming Medicaid will cover your bill, you must fall below a predetermined poverty level to have access to these funds. So, are you ready to pay? For most of us the answer is, “No” and “what should I do?”. Star Multi Care is here to help.

Star Multi Care has been in business since 1938 and we understand long term care. We have partnered with Senior Solutions of Long Island to take the worry out the question, “What are my long term care options and how will I pay for them?” Our team will walk you through options and scenarios to help you better understand the process and to protect your assets through our Senior Planning and Advocacy Program.

We work face to face with each family to support your decisions in not only choosing right long term care setting but also in assisting you in the prediction of costs to ensure your financial legacy is not exhausted in the process. We keep your wishes in the forefront of the entire process.

If you or someone you know is interested in our Senior Planning and Advocacy Program, please call, 631-423-6689 or visit us on the web at www.starmulticare.com.

If you or an aging loved one are in need of Homecare Services in Huntington NY or the surrounding areas, contact the caring professionals at Star Multi Care Services today at (631)956-8835. We are the Right Choice for Home Health Care Services!
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